Dia Isabella
Lambang cinta yang lara
Terpisah kerana
Adat yang berbeza
Cinta gugur bersama
Daun daun kekeringan...
Haluan hidupku
Terpisah dengan Isabella
Tapi aku terpaksa
Demi cintaku Isabella
Moga dibukakan
Pintu hatimu untukku
Akan terbentang jalan
Andainya kau setia
Oh! Isabella....
The market can stay irrational longer than you can stay solvent. -- John Maynard Keynes
Wednesday, November 21, 2007
Sunday, November 11, 2007
Minimum Brokerage Fees
I hope I'm wrong about this. Even though the 2008 Budget has been announced long ago, i came to notice the changes of the brokerage fee structure that government wanted to implement only today. With effect from 1 Jan 2008, all stock transaction will have a minimum brokerage fee of Rm40 instead of current fee of Rm12 -- this will definitely put small investors like me into a very difficult situation. This means that almost all stock transaction will be at least Rm8000 each to be at least breakeven at the brokerage level. If not, you will need to pay the minimum charge of Rm40. Compare to previous level, i only need to breakeven at Rm2449 (using 0.49% rate) per transaction.
From economics perspective, i think it's better for the government to leave this brokerage fees to the market force. The demand and supply as well as the competition among brokerage houses will determine the right level to charge. This will bring the effective use of resource as we all who have studied economics will know that floor and ceiling prices will lead to ineffective use of resource. This is called DEADWEIGHT LOSS, dudes! I think our government have much better things to do than this.
Sometimes, the government always said one thing and did another thing in my opinion. They said they want to encourage retail participation in our equity market but then they came out with this stupid idea of minimum brokerage fee of Rm40.
Let the market force decide. Mind your own business. Take care of our country ever rising inflation level -- everything has risen in price level these days. This still have not counted in the expected petrol price increase yet. If the crude oil price still hovering around USD100 per barrel, i envisage our petrol price will be around Rm3 per litre starting next year.
BN = BARANG NAIK!
From economics perspective, i think it's better for the government to leave this brokerage fees to the market force. The demand and supply as well as the competition among brokerage houses will determine the right level to charge. This will bring the effective use of resource as we all who have studied economics will know that floor and ceiling prices will lead to ineffective use of resource. This is called DEADWEIGHT LOSS, dudes! I think our government have much better things to do than this.
Sometimes, the government always said one thing and did another thing in my opinion. They said they want to encourage retail participation in our equity market but then they came out with this stupid idea of minimum brokerage fee of Rm40.
Let the market force decide. Mind your own business. Take care of our country ever rising inflation level -- everything has risen in price level these days. This still have not counted in the expected petrol price increase yet. If the crude oil price still hovering around USD100 per barrel, i envisage our petrol price will be around Rm3 per litre starting next year.
BN = BARANG NAIK!
Wednesday, November 7, 2007
Sunday, November 4, 2007
Jolin 蔡依林 - 爱无赦
Great MV! Great song! Great dance choreography!
黑暗中牵着手
我在搜索谁还躲的偷偷摸摸
你的爱要自由
只要换容能被感受便已足够
老掉牙的枷锁
幸福不是循规蹈矩就能拥有
今晚的爱无赦
就别在罗里罗嗦
唯唯诺诺畏畏缩缩
Go Go Sister
Go Go Brother
爱情打动天下围攻
Go Go Lover
Bravo Lover
酸甜苦辣这爱无赦
You Are My Lover
太阳下亲吻我
我要把我旧里势头都会感动
不必对谁负责
你的执着要比他们都还承受
世界飞速转动
是对是错不过只是一个念头
赶上我的节奏
在我的王国你的感觉
可以大声嘶吼
黑暗中牵着手
我在搜索谁还躲的偷偷摸摸
你的爱要自由
只要换容能被感受便已足够
老掉牙的枷锁
幸福不是循规蹈矩就能拥有
今晚的爱无赦
就别在罗里罗嗦
唯唯诺诺畏畏缩缩
Go Go Sister
Go Go Brother
爱情打动天下围攻
Go Go Lover
Bravo Lover
酸甜苦辣这爱无赦
You Are My Lover
太阳下亲吻我
我要把我旧里势头都会感动
不必对谁负责
你的执着要比他们都还承受
世界飞速转动
是对是错不过只是一个念头
赶上我的节奏
在我的王国你的感觉
可以大声嘶吼
Monday, October 15, 2007
Chicken Wings @ Jalan Alor & Roti Bakar Telur Cheese
Getting few days off during these Hari Raya festive holidays. Went to the Pavilion last Saturday and i was amazed by the crowds there. Most probably everybody is flocking to this newly opened shopping haven and try to get a hang on it. But then again, i wondered -- how many of those people were actually spending on those items that were on displayed? Not many.
With one exception. Restaurants were doing really well as far as i can see. People had to queue for donuts @ J.Co Donuts and Coffee. Since the queue's long, maybe i could give these donuts a try next time i go to the Pavilion.
Another outlet that needs to be mentioned was The Loaf. This bistro or cafe, whatever you call it sells variety of wonderful looking breads and was the brainchild of our ex-PM, Dr Mahathir. The original outlet is in Pulau Langkawi and i guess this could be their first outlet outside Pulau Langkawi. If i'm not mistaken, they planned to open similar outlets in New York, London, Paris, etc. Their box packaging looks really nice for takeaways.
Later that evening, we went to try Wong Ah Wah grilled chicken wings that was so famous @ Jalan Alor. Business there was also fantastic. The guy who served us said he never expect such a crowd that day. According to boo_licious, the chicken wings are so famous that Zak Pelaccio who used to work at Seri Melayu restaurant in Jalan Conlay had recreated this item in his famous restaurant, Fatty Crab in New York. Known simply as Jalan Alor Chicken Wings on his menu.

Wong Ah Wah Chicken Wings
Few times i went to Spicy Kitchen at Bandar Menjalara with friends to yumcha but i never come across a food item called "Roti Bakar Telur Cheese". So after reading a post from boo_licious, i decided to go and try their famous Roti Bakar Telur Cheese this morning. Hehe.

Roti Bakar Telur Cheese
(All the photos above are taken from boo_licious's blog.)
With one exception. Restaurants were doing really well as far as i can see. People had to queue for donuts @ J.Co Donuts and Coffee. Since the queue's long, maybe i could give these donuts a try next time i go to the Pavilion.
Another outlet that needs to be mentioned was The Loaf. This bistro or cafe, whatever you call it sells variety of wonderful looking breads and was the brainchild of our ex-PM, Dr Mahathir. The original outlet is in Pulau Langkawi and i guess this could be their first outlet outside Pulau Langkawi. If i'm not mistaken, they planned to open similar outlets in New York, London, Paris, etc. Their box packaging looks really nice for takeaways.
Later that evening, we went to try Wong Ah Wah grilled chicken wings that was so famous @ Jalan Alor. Business there was also fantastic. The guy who served us said he never expect such a crowd that day. According to boo_licious, the chicken wings are so famous that Zak Pelaccio who used to work at Seri Melayu restaurant in Jalan Conlay had recreated this item in his famous restaurant, Fatty Crab in New York. Known simply as Jalan Alor Chicken Wings on his menu.

Wong Ah Wah Chicken Wings
Few times i went to Spicy Kitchen at Bandar Menjalara with friends to yumcha but i never come across a food item called "Roti Bakar Telur Cheese". So after reading a post from boo_licious, i decided to go and try their famous Roti Bakar Telur Cheese this morning. Hehe.

Roti Bakar Telur Cheese
(All the photos above are taken from boo_licious's blog.)
Rugby World Cup Final - England vs South Africa
Well, who would think of England versus South Africa in the Rugby World Cup final this year? Certainly not me judging from the group match result of England versus South Africa earlier where England had been convincingly demolished by the Springboks.
New Zealand had again showed the world why they were labeled chokers in big tournament. Everything looked pretty in control after the first half against the host nation France in the quarter-final match and suddenly in the second half, they were rattled by the more disciplined and organized France.
Defending champion England have been improving ever since. Their plays are built around the solid defence. Ask France, and they will concur with me. At the ending stage during the semis, it seemed to me France were going to get a try but somehow England managed to weather the storm and get away unscratched. This proved how strong the mentality and group spirit within the England camp. Maybe the initial poor showings were the smokescreen from the England camp to deceit their opponents?
No comments on the Springboks but i hope they can bring the Rugby World Cup back to South Africa this time without any controversy like those surrounding their win in 1995. Hope this time they can win it fair and square. Period. And of course, restore the pride of Southern Hemisphere rugby nations.
New Zealand had again showed the world why they were labeled chokers in big tournament. Everything looked pretty in control after the first half against the host nation France in the quarter-final match and suddenly in the second half, they were rattled by the more disciplined and organized France.
Defending champion England have been improving ever since. Their plays are built around the solid defence. Ask France, and they will concur with me. At the ending stage during the semis, it seemed to me France were going to get a try but somehow England managed to weather the storm and get away unscratched. This proved how strong the mentality and group spirit within the England camp. Maybe the initial poor showings were the smokescreen from the England camp to deceit their opponents?
No comments on the Springboks but i hope they can bring the Rugby World Cup back to South Africa this time without any controversy like those surrounding their win in 1995. Hope this time they can win it fair and square. Period. And of course, restore the pride of Southern Hemisphere rugby nations.
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